The Financial System: Stability for Growth

6–8 June 2018, ST. PETERSBURG


Partners

VTB Bank (PJSC)

VTB Bank (PJSC) is the primary bank of VTB Group - a global provider of financial services, comprised of over 20 credit institutions and financial companies operating across all key areas of the financial markets.
VTB’s global network is unique to the Russian banking industry. It enables the group to facilitate international partnerships and promote Russian companies aiming to engage with global markets. VTB operates a large international network across CIS countries; Armenia, Ukraine, Belarus, Kazakhstan and Azerbaijan. VTB also has banks in Austria, Germany and France which are part of a European sub-holding with VTB Bank (Austria) acting as the parent bank for Germany and France. The Group also has subsidiary and affiliated banks in the United Kingdom, Cyprus, Serbia, Georgia and Angola and branches in China and India and VTB Capital has branches in Singapore and Dubai.
The majority shareholder of the VTB Bank is the Russian Government, which owns 60.9 percent of the voting shares.

“Gazprombank” (Joint-Stock Company)

“Gazprombank” (Joint-Stock Company) is one of three largest banks in the Russian Federation in terms of total assets and equity. Our principal business areas are corporate banking, retail banking, investment banking and depositary services. Our banking activities also include securities trading, foreign exchange operations, precious metals operations, clearing operations and settlement services.

We provide a broad array of commercial banking services to a variety of our corporate customers, including lending in various currencies, trade finance, settlement and cash management services. One other very important sphere of our relationship with our corporate customers is funding we receive in the form of customer current accounts and term deposits.

Our investment banking activities include capital markets, brokerage, corporate finance and project finance services, asset management and private equity investments. In the course of our investment banking activities we conduct private equity investments in companies from different industries not connected with banking.

AHML

AHML (Agency for Housing Mortgage Lending) was established in 1997 by the Government of the Russian Federation for implementing the government policy on the housing and mortgage markets. In 2015 the Integrated Development Institution for the Housing Sector was founded on the AHML basis. The main task of the Integrated Institution is to provide a complex support of the housing sector in Russia and to make housing more affordable for Russian citizens.

The main AHML goals are further development of the mortgage and securities markets, development of rental housing and real estate mutual funds, implementation of means for enhancing the investment appeal of housing sector, providing developers with land resources, creation of a comfortable and quality living environment.

Official website: www.ahml.ru

Sberbank

Sberbank is Russia’s largest bank and a leading global financial institution. Sberbank holds almost one third of aggregate Russian banking sector assets, it is the key lender to the national economy and the biggest deposit taker in Russia. The Central Bank of the Russian Federation is the founder and principal shareholder of Sberbank owning 50% of the Bank's authorized capital plus one voting share, with the remaining 50% held by domestic and international investors. Sberbank has more than 135 million individual customers and more than 4 million corporate clients in 20 countries. Sberbank has the largest distribution network in Russia with almost 17,000 branches, and its international operations include UK, US, CIS, Central and Eastern Europe, India, China, Turkey and other countries.

The Bank holds the general banking license No.1481 issued by the Bank of Russia.

Official websites of the Bank: www.sberbank.com (Sberbank Group website), www.sberbank.ru.

Mir National Payment System

Mir is Russian National Payment System. In December 2015 the first cards Mir were issued. Today more than 370 banks became participants of Mir Payment System, 90 of them start issuing cards Mir and more than 220 of them connect their ATMs and POS-terminals to accepted cards Mir.
Joint Stock Company National System of Payment Cards (JSC NSPK) is the operator of Mir National Payment System.
The main tasks of NSPK are to ensure uninterrupted processing of transactions made with the international payment system cards within Russia and to establish and develop the National Payment System.
All processing of any domestic transaction made with a card of any payment system, including international payment systems, within Russia occurs through the NSPK Transaction Settlement and Clearing Center (NSPK TSCC).
JSC NSPK was established on July 23, 2014. 100% of JSC NSPK shares belong to the Bank of Russia.

Russian Agricultural Bank, JSC


Russian Agricultural Bank, JSC is one of the largest banks in Russia, incorporated in 2000 to contribute to further development of the national credit and financial system of agricultural industry and rural areas. Today the Bank provides full range of banking services and remains the key player in financing of Russian agribusiness. The bank is 100% state-owned.
Russian Agricultural Bank is among the leading financial institutions by capital and assets and in the top group of the most reliable banks. The Bank’s regional branch network is the second largest in Russia with 73 branches operating in all regions of the country. The Bank has representative offices in Belarus, Kazakhstan, Azerbaijan, Armenia and China.

Goznak


Joint Stock Company Goznak is a major company engaged in successful competition on the Russian and global markets for manufacturers of protected products.
What makes Goznak unique is its ability to perform the full cycle of work involving the release and circulation of protected products. At a customer’s request, the company can develop a fundamentally new protective technology and subsequently turn it into a printed product as well as devices used to control the authenticity of protective features. The desired solutions can also be integrated with the customer’s existing data processing system.

FinCERT


A key factor affecting the security of credit and financial institutions is the speed of information exchange amongst themselves and with law enforcement and the executive authorities. FinCERT – a subdivision of the Bank of Russia – has successfully provided and supported operational information exchange for 2 years now.
Understanding that efficiency is a key factor helps to expand the scope of mutual awareness in which the basic principles are voluntary participation and trust. To date, more than 400 organizations are involved in information exchanges with FinCERT.
FinCERT is a partnership for cybersecurity.

FinTech Association


The FinTech Association was established in late 2016 by the Bank of Russia, Sberbank, VTB Bank, Alfa Bank, Gazprombank, Otkritie Bank, the National Payment Card System, and KIWI Bank. The FinTech Association’s goal is to develop and introduce new technological solutions to ensure the development of the financial market as well as create conditions for the digitalization of the economy of the Russian Federation.

ROSINKAS Association


The ROSINKAS Association is one of the largest carriers of cash and other valuables in the country, is part of the unified centralized system of the Bank of Russia, and is a reliable partner to many large companies.
In order to perform tasks associated with organizing cash circulation in the country, the Association transports the valuables of the reserve funds of the Bank of Russia, collects cash proceeds, handles interbank transfers of valuables, and delivers bank documents.
The Association pays particular attention to the transportation of cash in the interests of credit institutions, ATM servicing, cash delivery, including to the Pension Fund and the Federal Treasury of the Ministry of Finance, as well as the provision of other services involving the transportation and protection of valuables.